Welcome to P&T

Company for brokerage activities in insurance and reinsurance

About us

P&T rizik d.o.o. was founded in 2019 with headquarters in Zagreb, Croatia. The company is registered for insurance and reinsurance mediation and assistance, steered towards providing highly professional and transparent service focused exclusively on the best interest of the client.

Years of experience working in one of the leading insurance companies is the basis of our expertise as insurance brokers. Having the clients’ best interest in mind is our mission and priority, which according to the principles of professionalism and transparency, implies the creation of insurance solutions with no errors and omissions, fully adapted to the client's special needs.

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INSURANCE TAILORED TO YOUR NEEDS

Professional and transparent mediation service in insurance and reinsurance

MEDIATION SERVICES IN INSURANCE AND REINSURANCE

Insurance broker (Who is an insurance broker?)

Brokers or "intermediaries in insurance and reinsurance" are highly trained professionals working in the best interest of their clients, providing optimum solutions through cooperation with insurance companies while representing clients in all phases of insurance contracting. The role of a broker in insurance is mainly based on the following: on the one hand, knowledge of the interests of the insured in the field of insurance, and on the other hand, professional expertise, and knowledge of the insurance market, with additional experience in establishing relations and negotiating the best possible offer tailored to the interests of the insured.

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Insurance broker responsibility (What does an insurance broker do?)

A broker is a professional who acts on behalf of the client. He/she is an expert in the insurance market, risk assessment and insurance contracting. Once the level of risk to which an individual client is exposed is established, the broker gives advice on the available insurance products suited for the clients’ level of risk as well as seeking insurance coverage for the best possible price. After concluding an insurance contract, the broker continues to be available to the policyholder and the insured in connection with the realization of their rights arising from the concluded insurance contracts, where the broker acted as a mediator. This is especially the case in the event of resolving claims.

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How does it work in practice?

The broker is authorized by the clients (both natural and legal persons) to perform brokerage activities in insurance and reinsurance allowing him/her to analyse and revise existing insurance contracts and adjust them to the client’s real needs. After performing market analyses, the broker suggests the most favourable insurer to the client. The service continues even after the policy is signed and includes overall care for all the client’s insurance programs. This includes professional assistance in case of a harmful event, which implies quick and adequate indemnity.

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General data

  • OIB: 07505454415
  • Address: Avenija Većeslava Holjevca 40 │ HR-Zagreb
  • Working hours: Monday-Friday: 08:30–16:30
  • Email: info@pt-rizik.hr
  • IBAN: HR8923600001102821741
    Bank: Zagrebačka banka
    Address: Trg bana Josipa Jelačića 10, Zagreb

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